understanding how we collect and use the personal information you
provide to us and to assist you in making informed decisions when
using our site and our products and services.
What Information Do We Collect?
When you visit our Web site you
may provide us with two types of information: personal information
you knowingly choose to disclose that is collected on an individual
basis and Web site use information collected on an aggregate basis
as you and others browse our Web site.
Registration Information & Email
You will provide us information
about yourself, your firm or company, and your practices when you
register for certain services, or register for email newsletters
and alerts. You may also provide additional comments on how you see
us servicing your needs and interests.
If you choose to correspond with
us through email, we may retain the content of your email messages
together with your email address and our responses.
Web Site Use Information
Similar to other Web sites, our
Web site utilizes a standard technology called "cookies" (see
explanation below, "What Are Cookies?") and Web server logs to
collect information about how our Web site is used. Information
gathered through cookies and Web server logs may include the date
and time of visits, the pages viewed, time spent at our Web site,
and the Web sites visited just before and just after our Web site.
How Do We Use the Information That
You Provide to Us?
Broadly speaking, we use personal
information for purposes of administering and expanding our
business activities, providing customer service and making
available other products and services to our customers and
prospective customers. Occasionally, we may also use the
information we collect to notify you about important changes to our
Web site, new services and special offers we think you will find
valuable. You may notify us at any time if you do not wish to
receive these offers by emailing us at
What Are Cookies?
A cookie is a very small text
document, which often includes an anonymous unique identifier. When
you visit a Web site, that site's computer asks your computer for
permission to store this file in a part of your hard drive
specifically designated for cookies. Each Web site can send its own
cookie to your browser if your browser's preferences allow it, but
(to protect your privacy) your browser only permits a Web site to
access the cookies it has already sent to you, not the cookies sent
to you by other sites.
How Do We Use Information We
Collect from Cookies?
Cookies, in conjunction with our
Web server's log files, allow us to calculate the aggregate number
of people visiting our Web site and which parts of the site are
most popular. This helps us gather feedback in order to constantly
improve our Web site and better serve our customers. Cookies do not
allow us to gather any personal information about you and we do not
generally store any personal information that you provided to us in
Sharing Information with Third
We do not share your information
with unaffiliated third parties. We may, however, share your
information with our own personnel and our service providers to the
extent necessary to fulfill your requests. We reserve the right
to disclose your information under limited circumstances, such as
to cooperate with law enforcement or judicial authorities as
required by law or legal process, to protect our own legal rights,
or to protect the public good.
Whenever you are online, you run the risk that the information you
give out will fall into the wrong hands. Although we implement and
maintain reasonable security procedures and practices to safeguard
your privacy, we cannot guarantee the security of any information
you provide to us. We accept no responsibility or liability for
the activities of third parties.
Notice of New Services and Changes
We may, from time
inserting a new Effective Date.
December 1, 2005